Fractional CFO & Controller Services

Get your time back. Grow your business.

Cash flow is stressful. Margins are unclear. Invoices go out late. Growth feels financially unstable. The books are something to deal with last minute at tax time.

You're losing 10+ hours every week to financial tasks your business has outgrown, a bookkeeper who can't answer the hard questions, and an accountant who pumps the brakes instead of enabling growth.

There's a better way.

Two people sitting at a table, facing computer screens, engaged in a discussion or observing a presentation in a modern office environment.
Young man with dark hair smiling, wearing a denim button-up shirt, against a plain white background.

I’m Theo Camacho—nice to meet you!

I'm a CPA and MBA grad with ten years of public accounting and corporate finance experience. I started Camacho Consulting Co. because founder-led businesses deserve a calculated risk-taking accountant and a strategically driven financial partner who enables their vision, not one who stands in the way of it.

My work is rooted in a simple conviction: financial clarity is an act of stewardship and helping founders build financially healthy businesses creates ripple effects that extend far beyond the balance sheet.

Based in Los Angeles. Working with teams remotely and on-site.

let's connect

The Approach

  • 01 Vent

    Get it all on the table. The stress, the gaps, the questions nobody can answer. This is a judgment-free conversation. The more honest you are about where things stand, the faster we can identify what actually needs to change. This is where the honest conversation starts.

  • 02 Vision Cast

    Get clear on where you're going before we touch the numbers. The financial work only means something when it's pointed at a real outcome.

  • 03 Build

    Build the foundation together. Books cleanup, financial audit, or ongoing retainer — every step is built around your specific situation, your specific numbers, and where you're actually trying to go.

  • 04 Launch

    Get your time back. Clean books, clear margins, a financial partner who knows your numbers — and the clarity and confidence to make bigger moves, faster.

Working with founders building something worth sustainably building.

Every founder gets to a point where the business outgrows the financial infrastructure holding it together. It usually looks something like this:

  • A marketing or creative agency losing margin it can't explain and time it can't afford

  • A development or design agency where project cash flow is unpredictable and every payroll feels like a gamble

  • A consulting firm making six-figure decisions without six-figure financial clarity

  • A PR or communications agency where the retainer book looks healthy, but the bank account disagrees

  • A freelancer or consultant ready to grow but they’re not confident the finances can support what's next

A portion of practice capacity is also reserved each year for nonprofits and mission-driven businesses committed to community impact because good work isn't always measured in revenue.

Interior of an unfinished room with large windows, construction materials, storage boxes, and cleaning equipment, indicating ongoing construction or renovation.

Services

  • CPA-built templates and guides that give you an honest look at where your finances stand — start here before you spend a dollar on support.

  • Not sure where your finances stand? Find out in two weeks — fixed price, no retainer required. A full financial diagnostic, written findings report, and a 60-minute debrief call that tells you exactly what to fix first.

  • "I know the finances are a problem, but I just don't know where to start."

    Books behind. Cash flow unclear. Finances dealt with at tax time. The Foundational plan meets you where you are and builds the foundation your business needs to grow.

  • I'm involved in the finances but spending too much time on them.

    Losing 10+ hours every week to financial tasks a CFO should be handling. The Growth plan takes the financial function off your plate — and replaces lost hours with margin visibility and decision making confidence.

  • I have financial support, but I need a true financial partner at the table.

    The decisions ahead need a CFO-level partner, not just a bookkeeper. The Strategic plan is full financial partnership — end to end, at the leadership table, for the moves that define what this business becomes.

Learn more