Fractional CFO & Accounting Advisory Services

Run your business, not your finances.

Cash flow is stressful. Margins are unclear. Growth feels financially unstable. The books are an afterthought until the auditor, the lender, or the buyer makes them the only thing that matters.

You're losing 10+ hours every week to financial tasks your agency has outgrown, a bookkeeper who can't answer the hard questions, and an accountant who pumps the brakes instead of enabling growth.

There's a better way.

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Young man with dark hair smiling, wearing a denim button-up shirt, against a plain white background.

I’m Theo Camacho—nice to meet you!

I'm a CPA and MBA grad with ten years of public accounting and corporate finance experience. I started Camacho Consulting Co. because founder-led agencies deserve a calculated risk-taking accountant and a strategically driven financial partner who enables their vision, not one who stands in the way of it.

My work is rooted in a simple conviction: financial clarity is an act of stewardship and helping founders build financially healthy businesses creates ripple effects that extend far beyond the balance sheet.

Based in Los Angeles. Working with teams remotely and on-site.

let's connect

The Approach

  • 01 Vent

    Get it all on the table. The stress, the gaps, the questions nobody can answer. This is a judgment-free conversation. The more honest you are about where things stand, the faster we can identify what actually needs to change. This is where the honest conversation starts.

  • 02 Vision Cast

    Get clear on where you're going before we touch the numbers. The financial work only means something when it's pointed at a real outcome.

  • 03 Build

    Build the foundation together. Books cleanup, financial audit, or ongoing retainer — every step is built around your specific situation, your specific numbers, and where you're actually trying to go.

  • 04 Launch

    Get your time back. Clean books, clear margins, a financial partner who knows your numbers — and the clarity and confidence to make bigger moves, faster.

Working with founders building something worth sustainably building.

Every founder gets to a point where the business outgrows the financial infrastructure holding it together. It usually looks something like this:

  • A marketing or creative agency losing margin it can't explain and time it can't afford

  • A development or design agency where project cash flow is unpredictable and every payroll feels like a gamble

  • A consulting firm making six-figure decisions without six-figure financial clarity

  • A PR or communications agency where the retainer book looks healthy, but the bank account disagrees

  • A founder heading into their first audit, a loan application, or a sale process with financials that aren't ready for the scrutiny that comes next

A portion of practice capacity is also reserved each year for nonprofits and mission-driven businesses committed to community impact because good work isn't always measured in revenue.

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Services

  • CPA-built templates and guides that give you an honest look at where your finances stand — start here before you spend a dollar on support.

  • Not sure where your finances stand — or whether you're ready for a transaction? Before committing to any monthly engagement, we take a deeper look at your books, your systems, and your financial position and give you a clear picture of where you are and what you need next.

  • Whether you know the finances are a problem but aren't sure where to start, you're too deep in the day-to-day to give the financial function the attention it needs, or you're ready for a strategic financial partner at the leadership table, there's a monthly tier built for where you are right now.

  • When the financial statements need to be right — before the first audit, the loan application, or the sale. We get the books clean, GAAP-compliant, and ready for what comes next for a fraction of the cost of a traditional firm.

  • For businesses that need the accounting function completely off the founder's plate. We take on the day-to-day so you can stay focused on running and growing the business, and we make sure the numbers are clean, organized, and deal-ready when it matters most.

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